Key Details
Annual Rate
9.50%
Risk Level
1 — Very Low
Min. Investment
₹500
Lock-in Period
Until age 60 (tier I)
Category
Government Securities
Institution
PFRDA / Government of India
Tax Treatment
Section 80CCD(1B) extra ₹50K deduction; partial annuity at exit, taxable as per slab
About This Instrument
Government-regulated long-term retirement scheme. Tier-I is locked until age 60 with partial withdrawal exemptions. Tier-II is a flexible voluntary savings account. Salaried investors get an extra ₹50,000 tax break under 80CCD(1B).
Disclaimer: 14paisa is an educational comparison platform and is not a SEBI-registered investment advisor. Rates shown are indicative and may change. This page does not constitute investment advice. Verify current rates with the issuing institution before investing. Past yields do not guarantee future returns. Read our full disclaimer.
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