Post Office Schemes

Post Office Time Deposit (1 Year)

India Post
6.90%
per annum · As of 2026

Key Details

Annual Rate
6.90%
Risk Level
1 — Very Low
Min. Investment
₹1,000
Lock-in Period
1 year
Category
Post Office Schemes
Institution
India Post

Tax Treatment

80C benefit on 5-yr TD only. Interest taxable.

About This Instrument

Fixed deposit equivalent from India Post. Government-backed, no upper limit. 5-year TD variant qualifies for 80C deduction.

Disclaimer: 14paisa is an educational comparison platform and is not a SEBI-registered investment advisor. Rates shown are indicative and may change. This page does not constitute investment advice. Verify current rates with the issuing institution before investing. Past yields do not guarantee future returns. Read our full disclaimer.
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